Special Events Insurance in Chattanooga, TN
Planning a special event, whether a wedding, party or corporate gathering, involves meticulous preparation and significant financial investment. But if unforeseen circumstances disrupt your plans, special event insurance is essential for financially safeguarding your investment—regardless of event size. 
What Is Special Event Insurance?
Special event insurance, a short-term policy, offers financial coverage for unexpected incidents during specific occasions, including event cancellations, liability, property damage and other unforeseen circumstances. By securing special event insurance, organizers can mitigate financial risks and help ensure a smooth experience for all involved.
What Does Event Cancellation Insurance Cover?
Special event insurance coverage can vary among insurers but typically includes the following options:
- Cancellation or postponement coverage can safeguard against financial losses if your event must be canceled, postponed or relocated due to covered circumstances beyond your influence.
- Liability coverage may aid in addressing claims for third-party bodily injury or property damage during your event. For example, it can help cover costs associated with injuries to guests or damage to venue property.
- Personal property coverage can offer financial security against the damage or loss of designated personal belongings at the venue during your event. This includes sound systems, lighting, decorations or rented equipment.
- Liquor liability coverage can assist in covering costs associated with injuries or property damage resulting from alcohol consumption at your event.
- Nonappearance coverage can offer financial aid if a crucial individual, such as a performer or speaker, cannot attend your event due to illness, injury or unexpected occurrences.
What Types of Events Are Covered by Special Event Insurance?
Special event insurance covers a wide range of occasions, including but not limited to the following:
- Weddings
- Parties and celebrations
- Concerts and performances
- Corporate events
- Festivals and fairs
Contact Builtwell Insurance Agency today to determine if you should have special event insurance for your next gathering.