Life Annuity Long Term Care Insurance

 Risk is a part of life, but at Builtwell Insurance we can assist in helping you find the insurance coverage for your requirements. As risk increases at various stages of life and business, we are here and together we will work with you to find solutions to address your insurance coverage requirements at a price that fits your budget.


Life insurance options can be daunting. Making sure you have the right coverage for yourself, your family or your business. At Builtwell Insurance, we work with you to make sure you have the life and health insurance program that fits your specific needs. Our team of agents take the time to fully understand your unique requirement. We help you stay on top of regulations and trends and work tirelessly as your advocate. 

  • Life and Accidental Death and Dismemberment Insurance

    Some employees may want coverage that goes above and beyond life insurance or workers comp. They want to be covered in the unlikely event of an accident, on or off the job. Builtwell Insurance can provide that kind added financial protection.

  • Long Term Care Insurance

    Offering long-term care insurance as a benefit can be part of your strategy to recruit and retain the best talent, contain costs, and enhance employee productivity. Let Builtwell Insurance show you how.


Individual Life Insurance

You can’t put a cash value on your family, but you can ensure their future is financially protected. Builtwell Insurance can’t predict when the unexpected may happen, but we can certainly help you prepare for it.

Long Term Disability Insurance

Serious illnesses or accidents are always an unpleasant surprise. They can short circuit your life, and your ability to work for months or longer. Let us show you how to make sure you have the financial support to manage your disability and your household.

Long Term Care Insurance

Long-term care insurance is your best option should you become no longer able to care for yourself for an extended period of time. At Builtwell Insurance we prepare you for the unexpected so that you are ready for any eventuality.


The quality of your retirement depends entirely on the financial decisions you make in the years before retirement. The earlier the better, but it is never too late to start planning. Annuities are policies that accumulate a cash value and offer a tax-deferred savings plan, competitive interest rates, and then a guaranteed stream of income once you retire.


    • An Annuity can be paid over time in installments over years or as a single payment.
    • Money accumulates in a tax deferred status inside the policy until withdrawn by you.
    • An insurance company will offer you several settlement options when you get ready to take your money out such as:  Cash, 10 years certain, 10 years certain/with survivorship, Life, etc.
    • Insurance departments make insurance companies reserve annuities at $1 for $1.
    • Can be purchased individually or as a group.


     You can save money without paying taxes on interest until you take it out (unlike CD’s)

    • You can have settlement options that banks do not offer.
    • Very high satisfaction rating for anyone that has ever had an annuity.

     Tax penalties if you take money out before 59 1/2 years of age.

    • Not FDIC insured.

    Request a quote for rates

    • Not FDIC insured.

     ** This is an insurance product. Rates are subject to change. These products are NOT a deposit, NOT FDIC insured, NOT insured by any Federal Government agency, NOT guaranteed by the bank, and may go down in value.

Long Term Care

At Builtwell Insurance we can offer long-term care insurance as an employee benefit that can be part of your overall strategy to recruit and retain the best employees. Benefits are an integral part of what top talent looks for when job seeking. It can also help contain costs, and provide a way to enhance employee productivity. And we are here for you through every step in the process of building out this important employee benefit..


Serious illnesses or accidents can be a big surprise. We seldom have any warnings. They can interrupt your life, and your ability to work for months ─ even years. Disability insurance protects your employees and yourself from a temporary loss of income and is a fundamental part of a quality employee benefits package.